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List of works by Heikki Karjaluoto

A Cross-Cultural Study of Smartphone Adoption in Uzbekistan and South Korea

scientific article

A Cross-Cultural Study of Smartphone Adoption in Uzbekistan and South Korea

A Firm’s Activity in Social Media and Its Relationship with Corporate Reputation and Firm Performance

scientific article

A Systematic Literature Review and Analysis of Mobile Retailing Adoption

scientific article

A conceptual model of trust in the online environment

article by Jari Salo & Heikki Karjaluoto published 2 October 2007 in Online Information Review

A cultural comparison study of smartphone adoption in Uzbekistan, South Korea and Turkey

scientific article

About time

scientific article

Adapting and Validating Scale of Customer Engagement in Online Travel Communities

Advertisers' perceptions of search engine marketing

scientific article

Agile logic for SaaS implementation: Capitalizing on marketing automation software in a start-up

scientific article published on 19 March 2022

An Empirical Study of the Drivers of Consumer Acceptance of Mobile Advertising

scientific article

An adoption model for mobile banking in Ghana

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An empirical assessment of employer branding as a form of sport event sponsorship

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Antecedents of Market Orientation in The Banking Sector During Its Digital Transformation

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Antecedents of online banking satisfaction and loyalty: empirical evidence from Finland

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Antecedents to permission based mobile marketing: an initial examination

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Are Facebook brand community members truly loyal to the brand?

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Barriers to the use of mobile sales force automation systems: a salesperson’s perspective

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Becoming TikTok Famous: Strategies for Global Brands to Engage Consumers in an Emerging Market

Brand love and positive word of mouth: the moderating effects of experience and price

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Can TikTok Sound Enhance Tourism SMEs’ Engagement?

Chatbot Adoption in Tourism Services: A Conceptual Exploration

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Combining Digitization with Healthcare Service Processes: Value Co-creation Opportunities Through Standard Work

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Conceptualizing engagement in the mobile context

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Consumer Acceptance and Use of Instagram

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Consumer acceptance of online banking: an extension of the technology acceptance model

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Consumer adoption of mobile technologies: a literature review

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Consumers' attitudes towards and intention to participate in mobile marketing

article by Heikki Karjaluoto & Terhi Alatalo published 2007 in International Journal of Services Technology and Management

Consumers' perceptions of mobile banking continuous usage in Finland and South Africa

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Consumers’ acceptance of information and communications technology in tourism: A review

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Consumption values and mobile banking services: understanding the urban–rural dichotomy in a developing economy

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Continuous mobile banking usage and relationship commitment – A multi-country assessment

Customer Channel Preferences in the Finnish Banking Sector

Customer Environmental Values and Their Contribution to Loyalty in Industrial Markets

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Customer Relationship Management: The Evolving Role of Customer Data

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Customer Value Framework and Recommendation Intention: The Moderating Role of Customer Characteristics in an Online Travel Community

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Customer perceived value, satisfaction, and loyalty: the role of willingness to share information

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Customer relationship management: the evolving role of customer data

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Data obstacles and privacy concerns in artificial intelligence initiatives

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Data-driven marketing processes

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Development and validation of the Perceived Investment Value (PIV) scale

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Digital advertising around paid spaces, E-advertising industry’s revenue engine: A review and research agenda

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Digital channels in the internal communication of a multinational corporation

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Digital innovation & enterprise in the sharing economy: An action research agenda

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Do Online Travel Communities Matter? A Literature Review

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Drivers and outcomes of consumer engagement

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Effects of Service Quality, Trust, and Perceived Value on Customer Loyalty: The Case of Mobile Subscribers

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Electronic banking in Finland: Consumer beliefs and reactions to a new delivery channel

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Environmental values and customer-perceived value in industrial supplier relationships

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Examining consumers’ usage intention of contactless payment systems

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Examining the Impact of eWOM-Triggered Customer-to-Customer Interactions on Travelers’ Repurchase and Social Media Engagement

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Examining the performance of brand-extended thematic-content: The divergent impact of avid- and skim-reader groups

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Exploring Gender Influence on Customer's Intention to Engage Permission-based Mobile Marketing

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Exploring Post-COVID-19 Branding Strategies of African Destinations

Exploring the effects of gender, age, income and employment status on consumer response to mobile advertising campaigns

Exploring the nexus between financial sector reforms and the emergence of digital banking culture – Evidences from a developing country

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Extending customer relationship management: from empowering firms to empowering customers

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Facilitating Innovations and Value Co-Creation in Industrial B2B Firms by Combining Digital Marketing, Social Media and Crowdsourcing

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Factors Affecting Consumer Choice of Mobile Phones: Two Studies from Finland

Factors Influencing Tourists’ Intention to Use COVID-19 Contact Tracing App

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Factors influencing consumers' willingness to accept mobile advertising: a conceptual model

Factors influencing mobile banking continuous use in Sub-Sahara Africa

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Factors underlying attitude formation towards online banking in Finland

Framework for understanding quantum computing use cases from a multidisciplinary perspective and future research directions

scientific article published in December 2023

Future look

scientific article

Future trends in social media and public relations

Guest editorial

Guest editorial

How Relevant Are Risk Perceptions, Effort, and Performance Expectancy in Mobile Banking Adoption?

scientific article

How a glass-processing SME developed its big data competence

scientific article published in 2021

How do brand personality, identification, and relationship length drive loyalty in sports?

How is the use of mobile money services transforming lives in Ghana?

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How perceived value drives the use of mobile financial services apps

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How value and trust influence loyalty in wireless telecommunications industry

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Hybrid Work: Gen Z Expectations and Internal Employer Branding Implications

Implications of the COVID-19 pandemic on market orientation in retail banking

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Individual differences in private banking: empirical evidence from Finland

Industrial branding in the digital age

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Influence of Offline Activities and Customer Value Creation on Online Travel Community Continuance Usage Intention

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Influence of Social Media on Corporate Heritage Tourism Brand

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Insights into Online Reviews of Hotel Service Attributes: A Cross-National Study of Selected Countries in Africa

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Intention to use mobile customer relationship management systems

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Intentionally developed business network for mobile marketing: a case study from Finland

article by Jari Salo et al published 22 August 2008 in Journal of Business and Industrial Marketing

Internet banking adoption among mature customers: early majority or laggards?

Investigating the impact of rewarded social media engagement, trust, perceived switching cost and loyalty on loyalty programme members in the sports industry

Is it all about consumer engagement? Explaining continuance intention for utilitarian and hedonic service consumption

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Launch lessons from a growing global supplier of industrial equipment

Leveraging sport sponsorship with digital marketing communication

Making the most of information technology & systems usage: A literature review, framework and future research agenda

scientific article

Managing Customer Relationships through Mobile Medium — Underlying Issues and Opportunities

Medicine of the future: How and who is going to treat us?

scientific article published in February 2023

Mobile Advertising Framework: Format, Location and Context

Mobile Banking Services Continuous Usage -- Case Study of Finland

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Mobile Banking and Payment System

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Mobile Customer Relationship Management: a communication perspective

article by Jaakko Sinisalo et al published 2007 in International Journal of Electronic Customer Relationship Management

Mobile banking adoption: A literature review

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Mobile banking services adoption in Pakistan: are there gender differences?

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Mobile customer relationship management: underlying issues and challenges

Mobile financial services

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Mobile financial services

Mobile money as a driver of digital financial inclusion

Negative eWOM and perceived credibility: a potent mix in consumer relationships

Omnichannel experience: Towards successful channel integration in retail

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On Some Misconceptions Concerning Digital Banking and Alternative Delivery Channels

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Online grocery shopping before and during the COVID-19 pandemic: A meta-analytical review

Permission‐based mobile marketing and sources of trust in selected European markets

article by Teemu Kautonen et al published 9 November 2007 in Journal of Systems and Information Technology

Personalization and hedonic motivation in creating customer experiences and loyalty in omnichannel retail

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Salesperson adoption and usage of mobile sales configuration tools

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Searching for Value in Researching the Adoption and Use of M-services

Selection criteria for a mode of bill payment: empirical investigation among Finnish bank customers

article published in 2002

Setting the future of digital and social media marketing research: Perspectives and research propositions

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Simultaneous support for and opposition to brands

Social Identity for Teenagers: Understanding Behavioral Intention to Participate in Virtual World Environment

scientific article

Social Network Brand Visibility (SNBV): Conceptualization and Empirical Evidence

Sources of Trust and Consumers' Participation in Permission-Based Mobile Marketing

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Targeting Young Voters in a Political Campaign: Empirical Insights into an Interactive Digital Marketing Campaign in the 2007 Finnish General Election

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The Development of Loyalty Programs in the Retail Sector

The Drivers for the Adoption and Use of M-Services

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The Effect of Consumer Local Engagement and Personal Values to Local Store Patronage

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The Effect of Customer’s Greenness and Perceived Value on Loyalty in Industrial Relationships. The Role of Communication and Relationship Length

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The Effects of General and Mobile Online Shopping Skilfulness and Multichannel Self-Efficacy on Consumer Showrooming Behaviour

The Influence of Facebook Discussions on Purchase Intention and Word of Mouth

The Relationship Between Service Quality, Perceived Value, Trust and Loyalty to Mobile Operators and Their Services

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The Relationships Between Customer Brand Engagement in Social Media and Share of Wallet

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The Role of Electronic Channels in Micro-Sized Brick-and-Mortar Firms

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The antecedents and outcomes of online consumer brand experience

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The effect of marketing communication on business relationship loyalty

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The effect of sensory brand experience and involvement on brand equity directly and indirectly through consumer brand engagement

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The effects of mobile banking application user satisfaction and system usage on bank-customer relationships

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The impact of consumer local engagement on local store patronage and customer satisfaction

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The impact of service bundles on the mechanism through which functional value and price value affect WOM intent

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The measurement of end‐user computing satisfaction of online banking services: empirical evidence from Finland

The planning and implementation process of Programmatic Advertising campaigns in emerging markets

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The role of digital channels in industrial marketing communications

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The role of fundamental motivations in willingness-to-pay online

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The role of negative and positive forms of power in supporting CSR alignment and commitment between large firms and SMEs

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The usage of digital marketing channels in SMEs

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The use of Web analytics for digital marketing performance measurement

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Understanding moderating effects in increasing share-of-wallet and word-of-mouth: A case study of Lidl grocery retailer

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Understanding technology diffusion in emerging markets

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Unlocking behaviors of long-term service consumers: the role of action inertia

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Value co-creation in health care

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Video Recruitment: Online Perspectives and Implications for Employer Branding

Web personalization: The state of the art and future avenues for research and practice

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What drives travelers' adoption of user-generated content? A literature review

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Who are the Showroomers? Socio-Demographic Factors Behind the Showrooming Behavior on Mobile Devices